Real Estate Attorney MNWhen faced with the prospect of a property foreclosure, many people go through a lot of emotions including fear, anger and possibly depression. The feeling of hopelessness can be detrimental to facing the problem realistically. At Kallemeyn & Kallemeyn we have highly experienced Mortgage Foreclosure Attorneys that can help you. Our lawyers understand Minnesota foreclosure laws and how they pertain to your individual situation. We will help you to evaluate where you stand legally with your mortgage default and which are your best options for moving forward.

Contributing Factors to MN Foreclosures

You should know that you are not alone. There are many factors that have contributed to the large number of mortgage foreclosures across the state of Minnesota. Property owners may find themselves in a situation where it becomes very difficult to continue paying the mortgage on time.

  • Unemployment
  • Divorce
  • Illness
  • Relocation
  • Decreased property values
  • Mortgage bigger than actual worth of property

Understanding Your Foreclosure Rights and Options

Foreclosure or Default can be very complicated and confusing for most homeowners. This why it is important to consult with a Trusted Mortgage Foreclosure Attorney like Kallemeyn & Kallemeyn. We can explain the steps involved in the mortgage foreclosure process and your options.

Steps in Minnesota Foreclosure Process


  • If you have missed mortgage payments, your lender may send you a letter letting you know that your loan is in default. This notice will tell you how much money is needed to reinstate or catch up on your loan payments.


  • The foreclosure process may start if you do not cure the default, or catch up on monies owed to the mortgage lender.


  • When the mortgage foreclosure process begins, you will be notified in a letter from a local attorney. The notice will state that the attorney has been hired by your mortgage company. It will give you the dollar amount owed to avoid foreclosure on your home.


  • In the event that you do not catch up on the payments, you will be notified that the property will be sold in a sheriff’s sale. A must be published in a newspaper at least six weeks before the sheriff’s sale. If you are living in the home at this time a copy of the notice must be served in person at least four weeks prior to the sale.


  • When the sheriff’s sale occurs, your property will be sold to whomever has the highest bid. In most cases the home is bought by the bank.


Trusted Mortgage Foreclosure Attorney


Kallemeyn & Kallemeyn has been helping Minnesota homeowners to avoid Foreclosure on their Home. We can meet with you to evaluate your individual situation and determine your best options. The Mortgage Foreclosure process can be very confusing, especially when you are going through the emotions associated with facing a default on your home. Let us help you to understand your rights and options and reach the best solution for your family.


Contact Kallemeyn & Kallemeyn Law Firm for Mortgage Foreclosure help via our Online Form or at (763) 427-5131.